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When traveling, you should always have cash on hand for emergency purposes. There is no certainty of what is going to happen when you are out.

However, there will be times when you are not able to carry around money with you. But this should not cause a panic if you have your credit card readily available. The advantages of credit cards are countless. Credit cards are as good as cash! Since money is just circulating amongst us, sanitation is a big issue. With credit cards, you and the person behind the counter are the only people who have to touch it. You can just wipe the card with a piece of cloth after each transaction prior to placing it back in your wallet.

It wouldn't be so long when all the stores in the world will have access on this type of payment method. Small businesses up to now here in the Philippines for example, are still using the old basic calculator. Accepting credit cards may attract more customers. In addition to this, credit card companies have alliances with various popular companies that may allow the credit card holder to pay in a specific installment term. This saves you the trauma of shelling out the full payment in one drop.

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